Personal finance for the self-employed

Your money,
without the W-2

Taxes, retirement, health insurance, and money strategy built for the 59 million Americans working for themselves. No jargon. No generic advice written for salaried workers.

Browse all guides Quarterly tax guide →
59M
US gig workers
30%
Avg tax rate (unprepared)
$0
Cost to access everything
60+
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How to pay quarterly estimated taxes as a freelancer (2026 guide)

Due dates, how to calculate what you owe, how to pay, and what happens if you miss. The one guide every 1099 worker needs.

2026 due dates:
Q1 → April 15
Q2 → June 16
Q3 → September 15
Q4 → January 15, 2027
Self-employed tax deductions: the complete list for 2026

Every deduction available to 1099 workers, freelancers, and sole proprietors — with plain-English explanations.

Solo 401k vs SEP IRA: which is better for the self-employed?

We run the numbers on both accounts across different income levels. The answer isn't always obvious.


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